Finlume
العربيةStart free
Free plan forever · No credit card needed

All your money, one clear picture.

Finlume pulls every account — bank, cash, cards, crypto, investments — into a single beautiful dashboard. Set budgets that keep you honest, put bills on autopilot, save toward real goals, and always know your true net worth in any currency.

Sign in with Google or email · No bank connection required · Export your data any time

Mobile apps for iOS & Android — available very soon

Coming soon on theApp Store
Coming soon onGoogle Play
Total balance
USD 48,920.14
Income
+ 6,400.00
Spent
- 2,180.55
Salary
Income · Wise
+ 4,400.00
Groceries
Food · Cash
- 62.30
Netflix
Subscriptions · Visa
- 15.99

Track anything you own or owe

Bank accountCashCredit cardCryptoStocksPropertyLoansSavings+ 30 currencies
The features that matter

Built to answer one question: where does my money go?

Not another spreadsheet. Finlume turns everyday money admin into something you can see, understand and act on.

Budgets

Spending limits that actually change behavior

Create a budget for any category, wallet or tag — weekly, monthly, quarterly or yearly. Every expense converts into your budget's currency automatically, the bar fills as you spend, and it turns red the moment you cross the line. No surprises at the end of the month.

  • Any cycle from weekly to yearly — or one-off
  • Scope by categories, wallets and tags
  • Full period history — see every month you stayed under
June budgets
Monthly
Groceries420 / 600 USD
Eating out312 / 300 USD
Transport90 / 200 USD
Eating out — last 6 months1 over
Recurring

Your bills, on autopilot

Add your salary, rent and subscriptions once. Finlume posts each transaction automatically on schedule, so your numbers stay true without daily bookkeeping — and no subscription ever quietly drains you again.

  • Daily, weekly, monthly, quarterly or yearly schedules
  • Transactions post themselves the moment they are due
  • Pause, edit or stop any series any time
Upcoming
On autopilot
Salary
Income · Bank
+ 4,400.00
in 2 days
Rent
Housing · Bank
- 900.00
in 5 days
Netflix
Subscriptions · Visa
- 15.99
in 8 days
Gym
Health · Cash
- 35.00
in 12 days

Each one posts itself — nothing to remember.

Goals

Save toward it. Earn toward it.

Savings goals track the live balance of the wallets you link — no manual updating, ever. Income targets are budgets for the money coming in: set what you want to earn this month and watch the bar fill green as it happens.

  • Savings goals follow real wallet balances automatically
  • Income targets per week, month, quarter or year
  • Progress updates itself with every transaction
72%
Savings goal
New MacBook
8,640 / 12,000 USD
2 wallets linked · updates live
Income targets
July — earn 5,000 USD3,820 · 76%
June — earn 5,000 USDReached
Multi-currency

One net worth, every currency

Travel, work abroad, hold crypto or invest internationally? Keep each wallet in its real currency and let Finlume total everything at today's exchange rates — while your records stay perfectly accurate in the original amounts.

  • Live FX conversion to your base currency
  • Net wealth broken down per currency
  • Cross-currency transfers with the rate you choose
Total net worth
USD 48,920.14
USD
US Dollar
32,140.00
EUR
Euro
9,480.20
EGP
Egyptian Pound
4,200.00
BTC
Bitcoin
3,099.94
And everything around it

The small details, done properly

The parts of a finance app you only notice when they're missing — Finlume ships them all.

Reports that explain themselves

Spending by category, cashflow over time, balance history — interactive charts on the dashboard and on every wallet, category, tag and budget page.

Built for speed

Four view modes, instant search, powerful filters and bulk edit. Reviewing and cleaning up hundreds of transactions takes minutes, not evenings.

Import & export freely

Bring your history in from Excel or CSV, and take everything out again whenever you like. Your data is never locked in.

Categories & tags, your way

Nested categories with custom icons and colors, plus freeform tags for anything that crosses categories — trips, projects, people.

Shared wallets

Invite your partner into a wallet and run a household together — everyone signs in with their own account and sees the same live numbers.

Private by design

No bank logins to hand over — you stay in control of what goes in. Sign in with Google or a secure email link, and your records live in your own protected account.

Up and running in minutes

Three steps to clarity

No spreadsheets, no bank forms, no setup headaches. Just sign in and start.

1

Sign in with Google or email

No forms, nothing to install, no credit card. Your secure account is ready the second you land.

2

Add wallets & import

Create a wallet for each account in its real currency — and import past transactions from Excel or CSV if you want history from day one.

3

Budget, automate, relax

Set your budgets, goals and recurring bills. From then on, staying on top of your money takes seconds a day.

Pricing

Start free. Upgrade when you outgrow it.

The free plan is a real plan, not a trial — one wallet and one budget with unlimited transactions is plenty to fall in love. Go Pro when your money needs more room.

Free
$0 forever
  • 1 wallet · 1 budget
  • Unlimited transactions
  • All reports & charts
  • 30+ currencies at live rates
  • Savings goals & income targets
  • Categories, tags, import & export
Best value
Pro
$4.99 / month
or $39 / year — save 35%
  • Everything in Free
  • Unlimited wallets
  • Unlimited budgets
  • Recurring transactions on autopilot
  • Shared wallets — invite your partner
  • Cancel anytime, keep your data

Prices in USD. Cancel anytime — your records stay yours to export, on any plan.

FAQ

Questions, answered

The things people ask before they trust an app with their money.

Is Finlume really free?

Yes. The free plan isn't a time-limited trial — it includes a wallet, a budget, unlimited transactions, savings goals, income targets and every report, forever. You only upgrade if you want more wallets and budgets, recurring automation or shared wallets.

Do I have to connect my bank account?

No — and that's deliberate. You add transactions yourself or import them from Excel and CSV, so you never hand over bank credentials. It also means Finlume works with every bank, broker, exchange and cash jar on earth.

Which currencies are supported?

More than 30, with live exchange rates. Keep each wallet in its real currency and see your combined net worth converted into whichever currency you call home — the original amounts are never altered.

What happens to my data if I cancel Pro?

Nothing is deleted, ever. Your account simply returns to the free limits, everything you tracked stays visible, and you can export every transaction to Excel or CSV at any time.

Does it work on my phone?

Yes — Finlume is a fast web app that adapts fully to mobile, with a bottom tab bar and a quick-add button for logging expenses on the go. Nothing to install, nothing to update.

Can I use it in Arabic?

Fully. The app ships in English and Arabic with complete right-to-left support, and it respects your preferred number and date formats everywhere — including in exports.

Still have a question?

Send us a message and we'll reply by email — no account needed.

Contact us

Know exactly where you stand — starting today

Two minutes to set up. Free forever plan. Your data is always yours. The only thing you'll wonder is why you didn't start sooner.

Start free — Google or email